It was great to be able to spend some time on the beach in Galveston last week. But it's time to really dig in and finish this year strong. Today, let's talk about your bank accounts. Here's a tip that might just save your bacon. It's critical that you set up withdrawal alerts on your bank accounts. Most banks will send you an email alert whenever money is withdrawn from your account via check, debit card, or transfer. Setting up these alerts will help you to spot and report fraudulent activity before the money's been siphoned from your accounts and fed into a cybercriminal's hands. Next, it's critical that you require two-factor or multi-factor authentication to access your bank accounts. These days, most banks require this as a layer of security for your account. That simply means that whenever you try to log in, you'll be asked to enter a dynamic code that is sent to your mobile phone or a personal email before you can actually log in. This helps prevent a hacker from getting into your account, even if they have your password. Remember that cybercrime is at an all-time high and hackers are setting their sights on small and medium-sized businesses because in many cases they are low-hanging fruit that's ripe for the picking. These simple protections will help prevent you from being their next victim.